MINI One Year Free Car Insurance

MINI ONE YEAR FREE CAR INSURANCE.

Enjoy extra grins when you drive away your MINI and take advantage of one year free comprehensive car insurance on new all-electric MINI family models*.

KEY BENEFITS:

  • Repairs guaranteed for 5 years, performed by qualified MINI technicians with MINI parts – keeping your MINI in the best condition
  • Uninsured driver promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
  • Car contents and personal belongings cover up to £1,000
  • Up to £1,000 cover for replacement vehicle keys and locks 
  • Up to 4 additional drivers can be added at no additional cost

BATTERY COVER.

Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.**

CHARGING CABLES & BOX.

Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.**

TRIP HAZARD.

You are covered should someone trip over the charging cable while charging your car at home.**

ELIGIBILITY CRITERIA:

  • Must pass an ID check at your address
  • Must hold a full UK/EU driving licence to be eligible for MINI Flex Car Insurance
  • UK residents only
  • Have had no more than three at-fault claims in the past 5 years
  • Must have no more than three minor driving convictions in the past 5 years and no major convictions

KEY EXCLUSIONS:

  • Drivers must be aged between 25-80
  • Offer available on all-Electric MINI family models excluding MINI John Cooper Works
  • Cover provided for driving other cars if the policyholder is aged between 25-80
  • Theft or attempted theft of your car if your car is unoccupied at the time of theft, unless your car is locked and the ignition key or other removable ignition device was not in, on, or left unattended in the immediate proximity of the car
  • Loss or damage to non- standard audio / visual and other non standard in- car entertainment
  • No Claims Bonus (NCB) Protection is only available if you have earned at least 4 years NCB at inception of the policy
  • Option to purchase No Claims Bonus protection and Legal Expenses cover during free cover period
  • Uninsured driver promise will only apply once we prove the accident was not your fault and you provide details of the uninsured driver if possible
  • Optional add-ons are not included within this offer
  • This promotion is not transferable
*Terms and Conditions, exclusions and further eligibility apply.
**Terms, conditions and exclusions apply.
*Offer valid for new all-Electric MINI family models ordered from 2 July 2024 to 2 January 2025 and registered by 31 March 2025. Offer excludes MINI John Cooper Works models.
MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.
MINI Car Insurance is underwritten by Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.
MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.